WALTON COUNTY
SHIP PROGRAM

For families with low to moderate income, there are several housing assistance strategies to help with replacement or rehabilitation. ECRC coordinates the SHIP program for Walton County.

For SHIP replacement homes in Walton County: Contact Habitat for Humanity- Walton County.

For First Time Home Buyers (FTHB), ECRC partners with Habitat for Humanity- Walton County. Any applicant purchasing a home through Habitat may receive up to $50,000 for their first home. The applicant must qualify with both Habitat and ECRC (SHIP) to receive the funding. Those applicants not purchasing their first home through Habitat, can call ECRC directly to see if funds are available for down payment.

The following strategies are available:

Substantial Rehabilitation: addresses homeowner needs such as roofing, electrical, plumbing, sanitary disposal, or structural deficiencies
First Time Homebuyer Assistance: provides funds to support down payment and/or closing costs for the purchase of a home
Replacement Housing: provides funds to underwrite the costs of constructing affordable replacement homes for families living in unsafe conditions


Waitlists Are Now Open! 

Please email Kelly Oomens at Kelly.Oomens@ecrc.org for more information or questions.

2024 - 2025 SHIP Program Income Limits

Local Housing Assistance PlanEach county is required by Florida Statute to have an approved Local Housing Assistance Plan (LHAP). The LHAP is submitted to the Florida Housing Finance Corporation for review once every three years. The LHAP is designed to detail how each county will expend the State Housing Initiatives Partnership (SHIP) funds allocated to them for each fiscal year.

Walton County LHAP (2019 - 2022)

Walton County LHAP (2022 - 2025)

* Applicable depending on funding year allocation.*

Affordable Housing Advisory Committee (AHAC)The Affordable Housing Advisory Committee (AHAC) is responsible for reviewing planning documents and making recommendations to the Board of County Commissioners for incentive strategies as part of the Local Housing Assistance Plan.


equal housing opportunity


For more information, please email Kelly.Oomens@ecrc.org or call 800-226-8914, ext. 206.